Apple's fee, which was first reported by Re/code, is right in line with competitors such as Venmo and Square Cash. The 3 percent fee goes toward covering the overhead associated with credit card transactions.
For those who don't want a 3 percent fee tacked onto a person-to-person transfer, a debit card offers the same service with no fee.
Аналогичные комиссии взимают и другие платежные системы в США, например, Venmo и Square Cash.
Once money is transferred, it will be available in a prepaid "Apple Pay Cash" card through partner Green Dot. The cash card can be used to make Apple Pay purchases in stores, in apps, or on the web, or it can be transferred to the user's bank account.
P2P Apple Pay payments will be initiated through a dedicated app in Apple's Messages app in iOS 11. The service will even integrate with Siri's new machine learning capabilities, offering suggested amounts to send based on the context of conversations had within messages.